Massachusetts Car Insurance
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Common questions about Massachusetts auto insurance
Need car insurance in Massachusetts? Whether you live in the Berkshires or Boston, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Massachusetts auto insurance, so you only pay for what you need.
What car insurance is required in Massachusetts?
In Massachusetts, it’s illegal to drive without insurance. Drivers in Massachusetts are required to have the following car insurance coverage: bodily injury coverage, property damage coverage, uninsured motorist coverage, and personal injury protection.
This chart shows the minimum auto insurance drivers are required to have in Massachusetts for these coverages.1
|Bodily Injury Coverage||$20,000 per person and $40,000 per accident|
|Property Damage Coverage||$5,000 per accident|
|Uninsured Motorist Coverage||$20,000 per person and $40,000 per accident|
|Personal Injury Protection||$8,000 per person, per accident|
For more information, check out Mass.gov.
What is the average cost of car insurance in Massachusetts?
The average cost of car insurance in Massachusetts is $1,308 per year according to thezebra.com.2 That’s 12% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Massachusetts auto insurance, so you only pay for what you need.
What Massachusetts car insurance coverage is right for you?
The chart above shows the minimum Massachusetts auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Massachusetts car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Massachusetts?
NerdWallet named Liberty Mutual one of the best car insurance companies in 2022.3 That’s because we understand that everyone has individual needs when it comes to their Massachusetts auto insurance. Some might want the cheapest Massachusetts car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Massachusetts car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Massachusetts?
Getting the cheapest car insurance in Massachusetts may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide