Massachusetts car insurance

Boston skyline overlooking the Charles River

Common questions about Massachusetts
auto insurance

Need car insurance in Massachusetts? Whether you live in the Berkshires or Boston, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Massachusetts auto insurance, so you only pay for what you need.

What car insurance is required in Massachusetts?

In Massachusetts, it's illegal to drive without insurance. Drivers in Pennsylvania are required to have car insurance coverage for

Bodily Injury coverage
Property Damage coverage
Uninsured Motorist coverage
Personal Injury protection

This chart shows the minimum auto insurance drivers are required to have in Massachusetts for these coverages.²

Coverage	Amount
Bodily Injury Coverage	$20,000 per person and $40,000 per accident
Property Damage Coverage	$5,000 per accident
Uninsured Motorist Coverage	$20,000 per person and $40,000 per accident
Personal Injury Protection	$8,000 per person, per accident

For more information, check out Mass.gov.

What is the average cost of car insurance in Massachusetts?

The average cost of car insurance in Massachusetts is $1,346³ in 2021 according to thezebra.com. That's 12% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Massachusetts auto insurance, so you only pay for what you need.

See how much you could save on car insurance.

U.S. Map with Massachusetts state highlighted

Who has the cheapest car insurance in Massachusetts?

Getting the cheapest car insurance in Massachusetts may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

You could save hundreds with Liberty Mutual auto insurance policy.⁴