No matter where you live in Iowa, Liberty Mutual rewards your responsible choices with Car Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the Iowa community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including the Iowa State University Alumni Association, the University of Iowa Alumni Association and the University of Northern Iowa Alumni Association.


Iowa Auto Insurance Information

Iowa operates under a Financial Responsibility system. This means that you are required to provide proof that if you were to cause any damage with your car, you would be able to cover the costs. The easiest way to fulfill this obligation is through purchasing auto insurance. The state stipulates a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $20,000 per person/ $40,000 per accident
  • Property Damage Liability: $15,000 per accident
  • Uninsured Motorist coverage equal to those minimums listed above

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves in case of an accident. To learn more about Iowa auto insurance minimums, read the Iowa Driver's Manual.

Get Iowa Home Insurance & Save

Purchasing a Home Insurance policy along with Car Insurance from Liberty Mutual could qualify you for a multi-policy discount. Learn more about our Iowa Home Insurance.

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