Iowa car insurance
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Iowa auto insurance information
Iowa operates under a Financial Responsibility system. This means that you are required to provide proof that if you were to cause any damage with your car, you would be able to cover the costs. The easiest way to fulfill this obligation is through purchasing auto insurance. The state stipulates a minimum level of certain types of auto insurance coverage. These include:
- Bodily Injury to Others: $20,000 per person/ $40,000 per accident
- Property Damage Liability: $15,000 per accident
- Uninsured Motorist coverage equal to those minimums listed above
To learn more about Iowa auto insurance minimums, read the Iowa Driver's Manual.
Bundle Iowa car insurance to save
Purchasing a home insurance policy along with car insurance from Liberty Mutual qualifies you for a multi-policy discount. Learn more about our Iowa home insurance.