No matter what New Mexico city or town you live in, Liberty Mutual rewards your responsible choices with Car Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the New Mexico community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including New Mexico State University and the University of New Mexico.


New Mexico Auto Insurance Information

As with most states, in order to register and drive your car in New Mexico, the state requires that you have a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $25,000 per person / $50,000 per accident
  • Property Damage Liability: $10,000 per accident

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves in case of an accident. To learn more about New Mexico auto insurance minimums, visit the New Mexico Motor Vehicle Division.


As a border state, New Mexico residents often ask us about their auto insurance coverage while driving in Mexico. New Mexico auto insurance policies written by Liberty Mutual include a "Mexico Extension Endorsement" that contains limited Mexican coverage (limited to within 75 miles of the U.S. border and 10 consecutive days in Mexico) on your auto insurance policy.


Did You Know?

  • Liberty Mutual opened its first office in New Mexico in 1935.
  • Liberty Mutual now has 2 sales offices in Albuquerque.

Get New Mexico Home Insurance & Save

Purchasing a Home Insurance policy along with Car Insurance from Liberty Mutual could qualify you for a multi-policy discount. Learn more about our New Mexico Home Insurance.

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