Nebraska car insurance

Red tractor baling hay in a rural Nebraska field

Common questions about Nebraska
auto insurance

Need car insurance in Nebraska? Whether you live in Lincoln or Omaha, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Nebraska auto insurance, so you only pay for what you need.

What car insurance is required in Nebraska?

In Nebraska, it's illegal to drive without insurance. Drivers in Nebraska are required to have car insurance coverage for

Bodily Injury to others
Property Damage Liability
Uninsured/Underinsured Motorist Coverage

Here are the minimum auto insurance limits drivers must have in Nebraska.²

Coverage	Amount
Bodily Injury to Others	$25,000 per person and $50,000 per accident
Property Damage Liability	$25,000 per accident
Uninsured/Underinsured Liability	$25,000 per person and $50,000 per accident

For more information, check out the Nebraska DMV.

What's the average cost of car insurance in Nebraska?

The average cost of car insurance in Nebraska was $1,589³ in 2021 according to thezebra.com. That's 4% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Nebraska auto insurance with a customized policy, so you only pay for what you need.

See how much you could save on car insurance

U.S. Map with Nebraska state highlighted

Who has the cheapest car insurance in Nebraska?

Getting the cheapest car insurance in Nebraska may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴