New Jersey car insurance
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Affordable New Jersey auto insurance customized to your needs
Need car insurance in New Jersey? Whether you live in North Jersey or the Jersey Shore, Liberty Mutual can help protect you. From liability protection to comprehensive coverage, we customize your New Jersey auto insurance, so you only pay for what you need.
Who has the cheapest car insurance in New Jersey?
The big question. Keep in mind, getting the cheapest car insurance in NJ may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto policy can cost less than you think1
What car insurance is required in New Jersey?
Here in the Garden State, it’s illegal to drive without insurance. This chart shows the minimum auto insurance drivers are required to have in NJ5.
Coverage | Amount |
|---|---|
| Personal Injury Protection | $15,000 per person, per accident (up to $250,000 for certain injuries) |
| Property Damage Coverage | $10,000 per accident |
For more information, check out the New Jersey Motor Vehicle Commission.
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Common questions about New Jersey auto insurance
The chart above shows the minimum New Jersey auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your New Jersey car insurance to get the coverage that fits you.
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- That depends on you. Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your New Jersey auto insurance, so you only pay for what you need.