New York car insurance
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Affordable New York auto insurance customized to your needs
Need car insurance in New York? Whether you live in the city or Upstate, Liberty Mutual can help protect you. From liability protection to comprehensive coverage, we customize your New York auto insurance, so you only pay for what you need.
Who has the cheapest car insurance in New York?
The big question. Keep in mind, getting the cheapest car insurance in NY may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto policy can cost less than you think1
What car insurance is required in New York?
Here in the Empire State, it’s illegal to drive without insurance. This chart shows the minimum auto insurance drivers are required to have in NY5.
Coverage | Amount |
|---|---|
| Bodily Injury Coverage | $25,000 per person and $50,000 per accident |
| Property Damage Coverage | $10,000 per accident |
| Accidental Death | $50,000 per person and $100,000 per accident |
For more information, check out the New York Department of Motor Vehicles.
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Common questions about New York auto insurance
The chart above shows the minimum New York auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your New York car insurance to get the coverage that fits you.
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- That depends on you. Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your New York auto insurance, so you only pay for what you need.