Maine car insurance

Portland Head lighthouse in Cape Elizabeth Maine

Common questions about Maine
auto insurance

Need car insurance in Maine? Whether you live in Portland or Lewiston, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your Maine auto insurance, so you only pay for what you need.

What car insurance is required in Maine?

In Maine, it's illegal to drive without insurance. Drivers in Maine are required to have car insurance coverage for

Bodily Injury to others
Property Damage liability
Medical payments
Uninsured motorist bodily injury coverage

This chart shows the minimum auto insurance drivers are required to have in Maine for these coverages.²

Coverage	Amount
Bodily Injury to Others	$25,000 per person and $50,000 per accident
Property Damage Liability	$25,000 per accident
Medical Payments	$2,000 per accident
A combined single limit of $125,000 in coverage is also acceptable
Uninsured motorist bodily injury coverage must equal liability coverage limits

For more information, check out the Maine Bureau of Insurance.

What is the average cost of car insurance in Maine?

The average cost of car insurance in Maine is $1,035³ in 2021 according to thezebra.com. That's 32% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.

Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Maine auto insurance, so you only pay for what you need.

See how much you could save on car insurance.

Who has the cheapest car insurance in Maine?

Getting the cheapest car insurance in Maine may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴