Ohio Car Insurance
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Common questions about Ohio auto insurance
Need car insurance in Ohio? Whether you're from Lake Erie or Cincinnati, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Ohio auto insurance, so you only pay for what you need.
What car insurance is required in Ohio?
In Ohio, it's illegal to drive without insurance. Drivers in Ohio are required to have the following car insurance coverage: bodily injury to others, and property damage.
This chart shows the minimum auto insurance drivers are required to have in Ohio.1
|Bodily Injury to Others||$25,000 per person and $50,000 per accident|
|Property Damage Liability||$25,000 per accident|
To learn more about Ohio auto insurance minimums, visit Car Insurance in Ohio.
What is the average cost of car insurance in Ohio?
The average cost of car insurance in Ohio is $1,0282 in 2021 according to thezebra.com. That's 33% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Ohio auto insurance, so you only pay for what you need.
What Ohio car insurance coverage is right for you?
The chart above shows the minimum Ohio auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your Ohio car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Ohio?
Liberty Mutual understands that everyone has individual needs when it comes to their Ohio auto insurance. Some might want the cheapest Ohio car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Ohio car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Ohio?
Getting the cheapest car insurance in Ohio may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.3
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate