California car insurance

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Golden Gate Bridge in San Francisco California

Affordable California auto insurance customized to your needs

Need car insurance in California? Whether you live in San Diego or the Bay Area, Liberty Mutual can help protect you. From liability protection to comprehensive coverage, we customize your California auto insurance, so you only pay for what you need.

Who has the cheapest car insurance in California?

The big question. Keep in mind, getting the cheapest car insurance in CA may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto policy can cost less than you think1

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$617 lower than GEICO
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$659 lower than Allstate
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$642 lower than Nationwide
Busy California highway in Los Angeles

What car insurance is required in California?

Here in the Golden state, it’s illegal to drive without insurance. This chart shows the minimum auto insurance drivers are required to have in California6.

Coverage

Amount

Bodily Injury Coverage$15,000 per person and $30,000 per accident
Property Damage Coverage$5,000 per accident
Uninsured Motorist Bodily Injury Coverage$15,000 per person and $30,000 per accident
Uninsured Motorist Property Damage Coverage$3,500

For more information, check out the California Department of Insurance.

Discounts that help you save

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Online Purchase Discount

Buy your policy online and save. It's that simple.2
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Convenience and savings — need we say more? Combine your policies and get a discount.3
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Get rewarded for your good driving behavior by saving up to 30% on your policy.4

Common questions about California auto insurance

California insurance agents near me

Liberty Mutual Offices in California

1Savings validated by 2019 countrywide survey of participating new customers who switched to Liberty Mutual. Carrier-specific figures reflect average savings for customers who switched to Liberty Mutual from the listed carriers. Savings may vary. Comparison does not apply in MA
2Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments, Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
4The RightTrack® discount applies only to the base coverages on the participating vehicle, which may include Bodily Injury, Property Damage, Comprehensive, Collision, Personal Injury Protection (PIP) or Medical Payments, Uninsured Motorist, and Underinsured Motorist (subject to state availability), and excludes fixed expenses (where applicable). Initial discount may vary by state and is replaced with a final discount upon completion of a review period. Not available in all states. Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116. ©2020 Liberty Mutual Insurance
5https://www.nerdwallet.com/blog/insurance/best-car-insurance-companies/
6Minimum coverage amounts are subject to change.