California car insurance
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Affordable California auto insurance customized to your needs
Need car insurance in California? Whether you live in San Diego or the Bay Area, Liberty Mutual can help protect you. From liability protection to comprehensive coverage, we customize your California auto insurance, so you only pay for what you need.
Who has the cheapest car insurance in California?
The big question. Keep in mind, getting the cheapest car insurance in CA may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto policy can cost less than you think1
What car insurance is required in California?
Here in the Golden state, it’s illegal to drive without insurance. This chart shows the minimum auto insurance drivers are required to have in California6.
Coverage | Amount |
|---|---|
| Bodily Injury Coverage | $15,000 per person and $30,000 per accident |
| Property Damage Coverage | $5,000 per accident |
| Uninsured Motorist Bodily Injury Coverage | $15,000 per person and $30,000 per accident |
| Uninsured Motorist Property Damage Coverage | $3,500 |
For more information, check out the California Department of Insurance.
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Common questions about California auto insurance
The chart above shows the minimum auto insurance you’re are required to have in California. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your CA car insurance to get the coverage that fits you.
See all of our auto coverage options
- Nerd Wallet named Liberty Mutual one of the best car insurance companies in 20205. That’s because we understand that everyone has individual needs when it comes to their CA auto insurance. Some might want the cheapest California car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your California car insurance, so you only pay for what you need.