Whether you live in Hope Valley, Warwick or Pawtucket, Liberty Mutual rewards your responsible choices with Car Insurance Discounts that could help you save hundreds of dollars a year. As a proud member of the Rhode Island community, we offer exclusive savings to members of various college alumni groups, employers and associations across the state, including Brown University, the University of Rhode Island, Rhode Island College and Providence College. Liberty Mutual also offers specific benefits to teachers through our Teachers Auto Insurance.


Rhode Island Auto Insurance Information

As with most states, in order to register and drive your car in Rhode Island, the state requires that you have a minimum level of certain types of auto insurance coverage. These include:

  • Bodily Injury to Others: $25,000 per person / $50,000 per accident
  • Property Damage Liability: $25,000 per accident

Most people opt for higher amounts of auto insurance coverage than the state minimum in order to protect themselves in case of an accident. To learn more about Rhode Island auto insurance minimums, you can refer to the Consumer Guide to Auto Insurance by the Rhode Island Department of Business Regulation.

Did You Know?

  • Liberty Mutual opened its first office in Rhode Island in 1917.

Get Rhode Island Home Insurance & Save

Purchasing a Home Insurance policy along with Car Insurance from Liberty Mutual could qualify you for a multi-policy discount. Learn more about our Rhode Island Home Insurance.

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