By Ali Aceto
Tips on New Home or Car Buying this Fall
With summer schedules behind us and many Americans returning to their normal routines, fall is a time when many families purchase new homes and cars. While spring is typically the strongest time of year for home and auto sales, autumn also has its fair share of new beginnings. And though the fall home buying market may be a bit slower, last November's auto sales were the highest in nearly a decade.

Whether you're determined to make a home or auto purchase this fall or are still in the early stages of assessing your needs and researching what's out there, we're here with experts like DIY handyman and TV star Chip Wade to help you make informed choices.

New research from an autumn extension of the Liberty Mutual Insurance New Beginnings Report, a national survey of 1,000 U.S. adults, found that money is currently a major source of anxiety for many Americans. For home buyers, mortgage rates (38 percent) and finding a home in a safe neighborhood (49 percent) are top concerns identified by respondents. For car buyers, monthly payments (38 percent) are a top concern for respondents, along with safety features (36 percent) and gas mileage (58 percent).

Tips on New Home or Car Buying this Fall

If you're planning to purchase a new home or vehicle, use these tips from Chip to navigate the process:
  • Let your personality lead. Buying a new home or car is an incredibly personal experience. If you're working with a realtor, it's important to find someone you trust and have a great rapport with. If you don't know where to start, ask friends or neighbors who they'd recommend—referrals are key. When car shopping, technology can be your best friend. The Liberty Mutual CarZen app lets you view stunning, high-resolution photos of vehicles that put you in the driver's seat and help you find the exact style to match your personality. The app includes in-depth, comprehensive information about every new car model on the market to help give you the confidence that you are getting the right car to fit your lifestyle.
  • Research new bells & whistles. Airbags, anti-lock brakes and anti-theft systems were ranked as the three most important safety features for Americans researching a new car. Newer features, such as blind spot warning technology, were ranked as a top desired safety feature by one-quarter (25 percent) of people. Liberty Mutual offers savings on car insurance for standard features such as anti-theft and anti-lock brakes, as well as innovative features including adaptive cruise control, lane departure warning, collision preparation systems and blind spot warning.
  • Start early for peace of mind. Whether you're taking the DIY approach or hiring a professional, preparation for the changing of the seasons is crucial for homeowners in many parts of the U.S., particularly if you are getting ready to sell. Some of the basics, whether you're living in a house or condominium, include installing storm windows to protect screens and prevent drafts, and caulking and weather-stripping doors and windows to ensure your home is more energy efficient. Also, if you have a fireplace, it's important to have your chimney and flue inspected before curling up fireside, since build-up or blockage can be a fire safety concern and gaps can let cold air into your home.
Over the next few months, stay tuned for more tips from Chip Wade and other experts on travel, home improvement projects, and more.

Follow along and join the conversation using #MyNewBeginning.


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